Safeguarding your health is one of the most important choices you can make for yourself and for your family.
Purchasing a full cover, snowbird / short-term, or traveler´s insurance plan will protect your life savings from the devastating costs of a major accident, medical emergency, or a chronic disease.
Long Term Health Plans
Long term health plans are designed for people who live in Mexico over 6 months a year (non-consecutive). Our plans include benefits for everything from hospitalization services to medications to routine medical care. Once you become a member, full cover plans guarantee renewability for life regardless of age or any medical conditions / illnesses you may acquire while you are member. Unlike travel insurance, full cover plans offer continuous coverage from one year to the next. Coverage areas include: Mexico-only, worldwide, & worldwide excluding the US.
Traveler´s Insurance Plans
Traveler´s insurance plans are designed to cover individuals from 1 day up to 12 months for any sudden, unexpected accidents, injuries, or illnesses.
Many of our Traveler´s Insurance plans cover 100% of medical costs for accidents, injuries, and illnesses that occur during travel with no deductibles, no co-insurance, or co-pays. Plans also include optional riders for trip cancellation and non-medical coverage.
A new application needs to be completed for each period of coverage. Most traveler´s insurance plans offer some coverage for pre-existing conditions (anything related to medications, surgeries, or prior diagnosis).
Short-Term Health Plans
Short-term health plans are designed with snowbirds, students, missionaries, and occasional travelers in mind. Our plans cover periods of stay from 1 week up to 12 months.
Like full cover plans, short-term plans cover a wide range of health benefits as well as repatriation services with no deductibles, co-pays, or co-insurance. They do not cover routine care, such as annual exams. A new application needs to be completed for each period of coverage.
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| Characteristics | Traveler´s Insurance | Short-Term Health | Full Cover Health |
|---|---|---|---|
| Enrollment | Enroll up to age 100 | Enroll up to age 65 | Enroll up to age 74-85. |
| Benefits | Coverage limited to sudden, unexpected accidents, injuries. Limited coverage for pre-existing conditions. | Full health benefits Inpatient, outpatient surgery, diagnostic tests, doctor visits, medication, legal services, etc. | Full health benefits Inpatient, outpatient surgery, diagnostic tests, doctor visits, medication, annual exams, etc. |
| Length of Plan | 1 day to 12 months. Simple Trip & Annual Plans. Additional days available. | Periods of 1 to 12 months. | Annual coverage. Guaranteed renewability for life |
| Coverage Area | 1. Countries where you will be traveling to. | 1. Countries where you will be traveling to. | 1.Mexico-only 2.Worldwide 3.Worldwide excl. the United States. |
| Deductibles | $0 Deductible | $0 Deductible | Several annual deductible options available. |
| Catastrophic Coverage | Not Available | Not Available | Available by choosing a high deductible. |
Group / Corporate Health Plans
Mexico Insurance Advisors assists corporations, missionary groups and international organizations in identifying the specific health benefits & coverage areas which best suit the needs of their employees.
Our team of experts reviews how group health plans work, explain key terminology, and aid in the benefit selection process.
We then pair each groups health benefit needs to the multiple product offerings of our international health insurance partners.
